What can we do for Kentucky Citizens?

KY Payday Loans

At SuperPaydayLoan.COM, we've made it our own mission for assist you in finding
the money you need from reliable KY loan online providers in a single business day.

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How It Works

If you need a payday loan in Kentucky, then SuperPaydayLoan.COM can help you get one quickly, efficiently and confidentially. Once approved, your loan will be in your account typically within one business day, so there's no waiting for funds once the loan has been processed. The application procedure is quick and easy, and you can get approved for Kentucky loan in minutes.

Apply Online

Take a few minutes to fill out our simple loan application form. We will try to find you a lender or lending partner in Kentucky right away.

Get Approved

The Kentucky lender or lending partner makes you a loan offer, presents you with terms, and asks for your online approval.

Get Cash

Once you agree to the Kentucky lender’s terms, your money will be deposited into your bank account as soon as the next business day.

200+ Kentucky Lenders In One Place! It's simple and convenient.

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Payday Loan Lending Laws of Kentucky

One of the first questions people ask when getting a short-term loan is: “How much can I get?” In Kentucky, the maximum loan amount is $500, but you should really only take out as much as you know you’ll be able to pay back. The loan term can be between 14 and 60 days. At the end of your loan term, you are not permitted to extend your loan. That means no rollovers. Your lender can chargemaximum finance rate and fees of up to $15 for every $100 you borrow, plus a $1 database fee.

You are allowed to take out up to two cash advances at one time in Kentucky, but the sum of the two loans must not be more than $500. If you default on your loan, your lender may charge you one NSF fee if they disclosed this fee in your original loan agreement. Your lender is not allowed to pursue criminal action against you.

Kentucky (KY)


Although styled as the "State of Kentucky" in the law creating it, Kentucky is one of four U.S. states constituted as a commonwealth (the others being Virginia, Pennsylvania, and Massachusetts). Originally a part of Virginia, in 1792 Kentucky became the 15th state to join the Union. Kentucky is the 37th most extensive and the 26th most populous of the 50 United States. One of the major regions in Kentucky is the Bluegrass Region in central Kentucky, which houses two of its major cities, Louisville and Lexington.

Cities In Kentucky

AdairvilleAlbanyAlexandriaAshlandBarbourvilleBardstownBardwellBeattyvilleBeaver DamBeechmontBellevueBentonBereaBloomfieldBowling GreenBrandenburgBrodheadBrooksvilleBurkesvilleBurlingtonCadizCalvert CityCampbellsvilleCamptonCarlisleCarrolltonCatlettsburgCentral CityClayCliftyClintonCold SpringColumbiaCorbinCovingtonCrescent SpringsCrestwoodCrittendenCumberlandCynthianaDanvilleDawson SpringsDry RidgeEddyvilleEdmontonElizabethtownElktonEminenceErlangerEvartsEzelFalmouthFlatwoodsFlemingsburgFlorenceFrankfortFranklinFt MitchellFt WrightFultonGeorgetownGlasgowGraysonGreensburgGreenupGreenvilleHardinsburgHarlanHarrodsburgHawesvilleHazardHebronHendersonHighland HeightsHindmanHodgenvilleHopkinsvilleHorse CaveIndependenceInezIrvineIrvingtonJacksonJamestownJenkinsLa CenterLa GrangeLancasterLawrenceburgLebanonLeitchfieldLewisportLexingtonLibertyLondonLouisaLouisvilleLudlowMadisonvilleManchesterMarionMartinMayfieldMaysvilleMc KeeMiddlesboroMonticelloMoreheadMorganfieldMorgantownMount SterlingMount VernonMount WashingtonMt SterlingMt WashingtonMuldraughMurrayNancyNewportNicholasvilleOak GroveOlive HillOwensboroOwentonOwingsvillePaducahPaintsvilleParisPikevillePinevillePlum SpringsPowderlyPrestonsburgPrincetonProspectProvidenceRacelandRadcliffRichmondRineyvilleRussellRussell SpringsRussellvilleSalyersvilleSandgapSandy HookScottsvilleSebreeShelbyvilleShepherdsvilleShivelySomersetSonoraSouth ShoreSouth WilliamsonSouthgateSpringfieldStanfordStantonTaylorsvilleThreeforksTompkinsvilleVanceburgVersaillesVine GroveWaltonWarsawWashingtonWest LibertyWhitesburgWhitley CityWilliamsburgWilliamstownWinchester