1 Hour Payday Loans are speedy loans given against your next paycheck for a small fee. As its name implies, 1-Hour Payday Loans are online loan services that process your application within the hour. You fill out an online application on the lender’s web site, after which the lender will contact you either by e-mail or phone. If you are approved for a loan, you should be able to withdraw your loan from your checking account the following business day. Some 1-Hour Payday Loan services will wire your loan to your bank for an additional fee.

1-Hour Payday Loan companies will take your income into consideration in deciding how much you are eligible to borrow. Depending upon your situation, you might be able to borrow up to $1,500 or more. Most 1 Hour Payday lenders often allow you to borrow larger amounts once you have established some history with them.

How soon can I expect to get the money in my checking account?
You can expect money in your checking account the following business day. Arrangements can be made for same day deposits for a fee. Be aware that these deposits are usually wired to your bank, for which your bank may charge a fee.

Do 1 Hour Payday lenders run credit checks?
No, most 1 Hour Payday lenders do not run a credit check, and the lenders we work with do not run credit checks either. If you have bad credit, that will not be an issue when applying for a Payday Loan.

What is the time frame for paying off a 1 Hour Payday Loan?
The normal time frame for a 1-Hour Payday Loan is 14 days, or until your next paycheck when you get paid monthly. This does not mean you will be expected to pay back the loan and fee in full at that time. Most companies will agree to deduct the fee from your checking account and renew your loan for one or more periods. Loan extensions require new fees for every renewal.

Can anyone use 1 Hour Payday Loan?
Yes, there are very few people that are not eligible for 1-Hour Payday Loans. Among those that are eligible, you will find an assortment of types of people who are customers of Payday Loan services. 1-Hour Payday Loan customers are usually regular people like you and me in need of extra cash fast. The 1-Hour Payday lender with whom we work is actually able to give you a decision within minutes of your online Payday Loan application.